Exceptional features Excel delivers for your employees:
Disappearing Deductible
Options for zero-deductible, zero-dollar care in many instances*
Mental Health Care
All mental health care is an in-network benefit. All office visits to mental health professionals are covered as in-network services.
International
International Coverage included**
Unlimited Virtual Primary Care
Included with no deductible and no co-pays
Concierge Care Navigation and a broad PPO network
Unlimited and with no out-of-pocket cost
Office and virtual visits for all mental health professionals are covered as an In-Network benefit
Excel’s level-funded plan designs offers a simplified alternative to traditional employer self-insured health plans while providing similar advantages of cost savings and flexibility. For employers, this approach utilizes stop-loss insurance to limit the employer’s liability. For employees, the plans operate similarly to typical employer health insurance plans (deductibles, co-pay etc.) but with added advantages such as the Disappearing Deductible and specialized programs for items such as durable medical equipment, diabetic needs and more.
The health plan services offered by Excel enable employers to adopt and implement employer-owned and employer-funded health plans that provide superior benefits for employees while appropriately managing costs. Excel Health Plans is not an insurance company and is not licensed to sell insurance.